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Lecturer(s)
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Course content
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Topics: 1. Types of Bank Trades - Active, Passive and Neutral Banking 2. Deposit Products - Characteristics, Types, Purpose, Benefits, Risks (I.) 3. Deposit Products - Characteristics, Types, Purpose, Benefits, Risks (II.) 4. Credit Products - Characteristics, Types, Purpose, Benefits, Risks (I.) 5. Credit Products - Characteristics, Types, Purpose, Benefits, Risks (II.) 6. Specific Credit Transactions - Billable, Accrued, Reverse, Acceptance Loan 7. Neutral banking 8. The activity of commercial banks on the stock exchange and the capital market 9. Regulatory framework of the Czech National Bank in banking business 10. Capital adequacy, required minimum reserves, liquidity of commercial banks, risk management 11. The current situation in the banking sector in the Czech Republic and in the EU, the EU Banking Union 12. Summary, repetition, conclusion
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Learning activities and teaching methods
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Lecture, Monologic Lecture(Interpretation, Training), Work with Text (with Book, Textbook)
- Attendace
- 25 hours per semester
- Homework for Teaching
- 25 hours per semester
- Preparation for the Exam
- 25 hours per semester
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Learning outcomes
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The course is a follow-up to the previous course of Banking 1. The subject of the course is the main commercial activities at present - active, passive and neutral banking transactions. For every branch of banking business, special attention is paid to addressing the impact of banking transactions on the economy of households, businesses and the economic policy of the state in general. The subject of the course are also the specifics of the banking business focusing on banking risks with the possibility of their prevention.
The student is well oriented in all essential types of bank business. It is able to compare and consider individual active and passive banking transactions, their benefits and risks, and to derive the right choice and the basis from these comparisons. It will also gain insight into neutral banking services, payments and intermediation operations. The student is able to analyze the basic offer of specialized products of specialized banks focusing on their main characteristics, advantages, disadvantages and risks. All the gained knowledge can practically apply to the economy and behavior of consumers, companies and the state. The student is also oriented in the current situation on the banking market and product offer of commercial banks in the Czech Republic and the EU.
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Prerequisites
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Knowlege from the BA1 course.
KAE/BA1
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Assessment methods and criteria
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Written exam
Active attendance in lessons. Credit test/ seminar work. Exam test with oral exam.
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Recommended literature
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Jílek, J. (2013). Finance v globální ekonomice: Peníze a platební styk. Praha: Grada.
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Liška, P., Elek, Š., Marek, K. (2014). Bankovní obchody. Praha: Wolters Kluwer.
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Máče, Miroslav. (2006). Platební styk. Klasický a elektronický.
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Mejstřík, M., Pečená, M., Teplý, P. (2014). Bankovnictví v teorii a praxi. Banking in theory and practice. Praha: Carolinum.
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Polouček, S. (2006). Bankovnictví. Praha.
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Revenda, Z. a kol. (2017). Peněžní ekonomie a bankovnictví, 5. vyd.. Praha: Management Press.
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VanHoose, D. (2017). The industrial organization of banking, 2nd. ed.. New York: Springier.
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Zeman, T., Meluzín, V. (2016). Bankovnictví. Praha: CERM.
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